You’ve haggled over price and qualified for a mortgage, and now the only thing standing between you and your new home is the closing, where you’ll sign the paperwork finalizing the deal.What should buyers expect will happen there? "The closing really should be a good experience for everyone," says David McKey, a Louisiana real estate broker and National Association of Realtors regional vice.
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Usually, the buyer faces more line-item expenses, but the seller pays the commission. Rarely does a buyer or seller show up to the closing without knowing exactly what their costs of sale will be. In fact, based on the mortgage loan amount of the purchase/sale price, it’s not hard to ballpark either side’s closing.
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Also known as "settlement" or "escrow," closing is the day home buyers officially take ownership of a home. Here’s what to expect from the closing process.
For details on the documents that will be created or exchanged at the closing, see "Home Buyers: What Documents to Expect at Your Close of Escrow". What Is a Closing? Simply put, a closing is the final performance of all of the agreements you made with the seller and your lender for the purchase and financing of your new home.
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