– FHA loans will always require a down payment but this method shows you how to get a No Money Down FHA loan without using any of your OWN money. There are three ways to use money from other sources to essentially purchase a home with an FHA loan with zero down (well, none of your own.
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Little down: Federal Housing Administration With a minimum down payment of 3.5 percent, an FHA loan is the low-down-payment option for people with tainted credit histories.