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Getting a home loan with bad credit poses problems for many borrowers. Having a bigger down payment increases your chances of being approved for some loan programs. Know your credit score and loan.
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Exploring alternatives when you can’t get a mortgage with bad credit. If you’re frustrated by the difficulty of getting a home loan with bad credit, you may wonder if you can buy a home using other sources of funding, such as personal loans. Mortgage lenders typically don’t allow borrowers to take out a personal loan for a down payment.
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