foreclosure after chapter 7 discharge credit report

Bankruptcy courts exist as a last ditch protection for people who have been financially overwhelmed, and there’s a penalty for it (debtors end up with a black mark on their credit reports. chapter. Deed in Lieu vs. Foreclosure after chapter 7 bankruptcy. Asked by dwc1917, Hillsboro, OR Sat Jun 1, 2013. Filed chapter 7 in July of 2012.

For a Chapter 7 bankruptcy. The negative point is that bankruptcy can stay on your credit report for. and creditors may attempt to recover debt after discharge. The instance of bankruptcy will appear on credit reports for ten years from the filing date.

Deed in Lieu vs. Foreclosure after Chapter 7 Bankruptcy. Asked by dwc1917, Hillsboro, OR Sat Jun 1, 2013. Filed chapter 7 in July of 2012. The bankruptcy was discharged in October of that year, and my Mortgage was sold to Selene Finance.

Can I Walk Away From My House After Bankruptcy?. back over to the Mortgage Company after the debt has been discharged under chapter 7 of Bankruptcy court?". credit reports should show.

Bankruptcy And Your Credit Report – Raleigh Bankruptcy – A credit report is divided into 4 sections: (1) personal information; (2) account. chapter 7 After Filing But Before Discharge- The creditor’s account will. Foreclosure Filed after Chapter 7 Bankruptcy – If the foreclosure is filed.

If the foreclosure shows up on your report, dispute the credit report and ask the lender to indicate "debt discharged in chapter 7 bankruptcy." Usually the lender will do this quickly. If they don’t respond, the credit bureau should make the notation within 30 days.

foreclosure after chapter 7 discharge. jerry. posted on: 18th jan, 2009 10:44 am.. of this year and we did not reaffirm on our home, our credit report shows discharged in bankruptcy but, we have made payments on the house since we filed in sept.09. i hate the house and we have since had a.

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If you would like to read more about foreclosure, you can visit the foreclosure. Let the Debt coach tool give you a customized report on your debt resolution options. It’s free!

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Bankruptcy and credit consumer protection laws and foreclosure laws can vary widely from state to state. Chapter 7 bankruptcy typically wipes out unsecured debt, any debt that is not a loan against a tangible asset, as in a car or house. In general, however, you still have to deal with secured debt as a part of a Chapter 7 bankruptcy.

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