current refinance rates 15 year fixed

The rate for a 15-year fixed home loan is currently 3.06 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 2.85 percent. Below are current rates for 30-year fixed mortgages by state..

The rate for a 15-year fixed home loan is currently 3.06 percent, while the rate for a 5-1 adjustable-rate mortgage (ARM) is 3.05 percent. Below are current rates for 30-year fixed mortgages by state..

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15-year Fixed Rates – 15-year fixed rates are normally lower than a 30-year and, depending on the lender, the interest rate variance ranges from 0.50% to 0.75%. These rates are often lower because having a shorter term provides significantly less risk to the lender.

At the current average rate, you’ll pay $478.57 per month in principal. down 9 basis points since the same time last week. Monthly payments on a 15-year fixed refinance at that rate will cost.

The 15-year fixed rate, popular with homeowners who are refinancing their mortgages, rose to 3.13% from 3.08% last week. Rates on long-term home loans typically track the yield on 10-year Treasury.

A 15-year fixed-rate mortgage maintains the same interest rate and monthly payment over the 15-year loan period. The 15 year fixed-rate mortgage allows the borrower to pay off the mortgage faster and typically has a low interest rate. But monthly payments are usually higher than with other mortgages.

Today’s Mortgage Rates and Refinance Rates. 15-Year Fixed-Rate Jumbo 4.375% 4.391% 7/1 ARM Jumbo 4.125% 4.649% Rates, terms, and fees as of 8/24/2018 10:15 AM Eastern Daylight Time and subject to change without notice. Select a product to view important disclosures, payments, assumptions, and APR information. Please note we offer additional home loan options not displayed here.

View current home loan rates and refinance rates for 30-year fixed, 15-year fixed and more. Compare rates to find the right mortgage to fit your goals.

PSA: Why you SHOULDNShould you refinance a 30-year mortgage into a 15-year loan.. a 15-year mortgage for 3.20% or even less (see current interest rates here).

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Today’s low interest rate for a 15-year fixed is 3.5% (3.96% APR), and the interest rate for a 30-year fixed is 3.99% (4.253% APR). Why You Should Choose Quicken Loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.