Current Harp Mortgage Rates

At BECU you don’t pay an origination fee on conventional fixed-rate or adjustable-rate mortgage home loans for purchase and refinance transactions** Let’s Take a Look at Your Options: Fixed-rate loans are available for 10, 12, 15, 20, or 30-year terms.

The Home affordable refinance program (HARP) is available until June 10, 2010. The government-refinancing program uses current mortgage rates and the.

Rates shown are not available in all states. Assumptions. Conforming loan amounts of $300,000 to $349,999. Single family residence. refinance loan. Loan to Value of 80%. Mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days. Customer profile with excellent credit.

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Many of the borrowers who refinanced through HARP from 2009 to 2012 likely have a mortgage rate of higher than 5 percent, and many of them have taken advantage of the low mortgage rates. Since there.

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Since the start of the year, HARP mortgage rates have dropped more than forty basis points (0.40%), and rates are down more than 300 basis points (3.00%) from late-last decade.

PERSON OF THE WEEK: To borrow a line from Bob Dylan, the times they are a-changin’ – and it is a-changin’ dramatically in the mortgage. rates. Recent origination data indicates that 20% or more of.

It was designed to help responsible homeowners who are current on their mortgage payments take advantage of low rates, even though the value of the home.

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According to the Primary Mortgage Market Survey on the Freddie Mac website, the average 30-year fixed-rate. (HARP) could help. In fact, recent changes to the program may allow homeowners who owe as.

How to read our rates. The current mortgage rates listed below assume a few basic things about you, including, you have very good credit (a FICO credit score of 740+) and you’re buying a single-family home as your primary residence.Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers.