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correction: An earlier version of the story stated Southwood Mobile Home Park was in the city of Charlottesville. Or purchase a subscription for unlimited access to real news you can count on..

Qualifying for a FHA Modular or Manufactured Home Loan. The debt to income ratio required for approval can vary based on a number of factors including past credit history, how much of the total income is dedicated to housing, residual income calculations, and other factors. As part of.