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For people looking to buy a house with a bad credit score an the federal housing administration created the FHA loan as an alternative to the harder to qualify for conventional loan. The FHA mortgage is a favorite for many first-time homebuyers because of the low credit and down payment requirements.
Getting the best deal on your mortgage requires a good credit score. But, it's not impossible to buy a home with poor credit. Here's what credit.
The difference between a fair credit rating and a good credit score may.. When it comes to buying a home, your credit score is paramount, not.
So, what is a good credit score to buy a house? Most creditors require 700 points for a mortgage loan. However, there are lenders who are willing to work with borrowers who have an estimate below that if they have factors such as a large down payment or if the borrower has very little debt.
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