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Am I limited to buying an existing home with a VA loan? Are there fees associated with my VA home loan? Who is exempt from paying the VA funding fee? Can I bring on a co-signer on my VA home loan? How does the Veterans Benefits Act change my loan process and entitlements?
Veterans pay the fees when they buy homes with the help of VA’s Home Loan Guaranty Program, but they are supposed to be exempt if they are disabled. potentially owed more than $150 million yet did.
The statuses are: EXEMPT status indicates a veteran is exempt from paying the FF. NON EXEMPT status indicates a veteran is not exempt from paying the FF. CONTACT RLC indicates a system-generated determination is not available.
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The VA funding fee is not applicable to qualifying disabled veterans who receive or are eligible to receive VA compensation for. This exemption is available when your VA records reflect your status as a disabled veteran and the information has been added to your VA Certificate of Eligibility for a VA mortgage.
While there is a funding fee for a VA home loan, some people are exempt from paying. If you are a veteran getting disability compensation for service-related medical issues, or are entitled to get compensation if you aren’t drawing retirement pay, you are exempt from the VA funding fee for your VA home loan. Also, surviving spouses of those who died in the service, or from service related disabilities are also exempt.
· There are some exemptions for the funding fee – for example, veterans may be exempt if they receive service-connected disability compensation from the VA, and veterans who would be entitled to receive compensation for service-connected disabilities if they did not receive retirement pay.
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The following persons are exempt from paying the VA Loan funding fee: Veterans receiving VA compensation for service connected disabilities. Veterans who would be entitled to receive compensation for service connected disabilities. Veterans who are rated by VA as eligible to receive.
VA Funding Fee Exemptions Not all veterans have to pay funding fees for VA loans. For instance, a disabled veteran who is receiving compensation from the VA for a service-connected disability is.
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