India’s biggest bank SBI or State Bank of India became the first bank to offer a home loan product where the interest rate was linked to RBI’s lending rate, repo rate. This new home loan product was.
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Purchase originations are still expected to grow by low single-digit percentages into 2021, aided by low rates and home price.
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“Mortgage rates ticked up from long-term lows in September amid growing economic uncertainty, but demand for new homes.
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A new NBER paper by economists Kevin Lang, Kaiwen Leong, Huailu Li and Haibo Xu offers a picture of how the sector works in practice. The authors studied roughly 100,000 loans made to some 1,000.
Equated monthly instalments (EMI) on retail loans like home and auto loans are set to become cheaper as banks will now link such rates for fresh loans to the Reserve Bank of India’s (RBI’s) repo rate.
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