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How to buy a mobile home: mortgage loans for older manufactured housing. This article resulted from a question asked by one of our readers. It turns out that many other visitors also wanted to.
A chattel loan is one of the most common ways to finance mobile homes that sit on land-leased properties. Because you don’t own the land you lease, you can’t use a traditional mortgage because you can’t fix the home permanently to a foundation.
Buying a mobile home, also known as a manufactured home, can be one of the most affordable ways to own. One decision can make a significant difference in monthly payments: whether to finance the.
Financing is challenging for any homeowner, and that’s especially true when it comes to mobile homes and some manufactured homes. These loans aren’t as plentiful as standard home loans, but they are available from several sources and government-backed loan programs can make it easier to qualify and keep costs low.
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But the report's key finding was that most owners of manufactured homes pay much higher loan rates. Loans for the purchase of these homes.
JCF Lending group offers manufactured & Mobile Home Financing Programs for New & Used homes located in mobile home parks, manufactured home communities and on private land where the land and the home will not be financed together The homes that we finance must be titled and will be your primary residence or vacation home.
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